Home Insurance

Buildings insurance is essential because it protects your property against destruction and damage. This means that in the event of your home being completely or partly destroyed, the policy will fund rebuilding or repairing. Furthermore, the policy will also usually cover repairs due to circumstances beyond your control. These could include damage due to flooding or storms, burst pipes and other water leakage problems, subsidence, vandalism or damage by a third party, kitchen, bathroom, floors, electrical wiring etc. Contents Insurance protects the contents of your home and your belongings. There are many varying policies on the market, but primarily the purpose of contents insurance is to cover the costs of replacing or repairing your possessions if they are stolen, destroyed or damaged. Contents of your home generally include things that are not fixed. This could include artefacts, computers, jewellery, furniture, fridge/freezer contents etc.